Often mortgages start on a special rate for the first 2 - 3 years, after this period your mortgage payments may automatically revert to the lender's standard variable interest rate. This could mean an increase in your mortgage payments.
The perfect mortgage solution for you from Total Home Loans...
Right To Buy
We offer a full range of tenant purchase products, and can advise you on the one best suited to YOUR lifestyle.
Want to own your own home? With house prices continuing to rise, it makes good financial sense to get a foot on the property ladder, and the Right to Buy Scheme offers a great way to let you take ownership of your home. The scheme is open to most council tenants and allows you to buy your house outright or by way of Co-Ownership.
As a First time buyer choosing a high loan to value mortgage you should really be seeking to stabalise your monthly payments...
Many First Time Buyers purchase their property with a partner, friend or family member.
Some First Time Buyers receive financial help from family members, mainly parents.
We do NOT charge any upfront cost. We may charge a typical fee of up to 2% of the amount of the loan for arranging a mortgage. E.g. A loan of £100,000 would be likely to incur a fee of up to £2000. Any fee we charge is ONLY payable upon successful completion of the mortgage. We will also be paid a commission by the lender.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits
Total Home Loans Limited is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Quilter Mortgage Planning Limited is entered on the FCA Register (http://www.fca.org.uk/register) under reference 476653
Registered Address: 55 Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7RB. Registered in England and wales, company registration number 6436412.