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Life Assurance

The perfect solution

FCA Registered 476653

“Our fully trained and fully qualified advisers will take you through the whole process from start to finish, relieving you of any stress”.

We are a national whole of market mortgage brokerage, offering a full advice and recommendation service - we do NOT charge any upfront fees.

Income Protection

Mortgage repayments are likely to be our biggest monthly outgoing and if you could not work due to illness or injury, how would you and/or your family manage?

Could you survive on savings or on sick pay from work? If not, you may wish to consider income protection, so you can protect yourself and your family against loss of income and make sure money is there when you might need it most.

Income Protection ensures you are able to meet your monthly commitments if you are off work due to illness or injury; a monthly sum is paid DIRECTLY INTO YOUR BANK ACCOUNT for you to spend as you wish!

Life Cover

Life Assurance is something that none of us like to think about but is very important, especially for parents and homeowners.

Is someone able to maintain your mortgage repayments in the event of your demise? If not, then your property may have to be sold to repay the mortgage, which would obviously cause your family more distress at what would be an extremely distressing time for them anyway.

Therefore, you may wish to consider life cover, so you can rest assured that your mortgage will be repaid, in the event that anything happens to the main income earner.

There are many extremely cost effective options available to you, so get in touch with Total Home Loans Ltd today to discuss the best solutions for your personal circumstances.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at

Contact us today, we would like to hear from you...

Postal Address:
Total Home Loans Ltd,

55 Cobham Road

Ferndown Industrial Estate


BH21 7RB


01202 232 160



Important Information

We do NOT charge any upfront cost. We may charge a typical fee of up to 2% of the amount of the loan for arranging a mortgage. E.g. A loan of £100,000 would be likely to incur a fee of up to £2000. Any fee we charge is ONLY payable upon successful completion of the mortgage. We will also be paid a commission by the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Total Home Loans Limited is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Limited is entered on the FCA Register ( under reference 476653

Total Home Loans Limited is registered in England. Company registration number: 6436412

All rights reserved Total Home Loans LTD 2016