We are a national whole of market mortgage brokerage, offering a full advice and recommendation service - we do NOT charge any upfront fees.
You may be eligible for a much lower interest rate with another lender; however, this will depend on your circumstances. More and more of our customers are making the decision to switch their mortgage package to get greater value for their money and help fund a better lifestyle.
At Total Home Loans Ltd we aim to select the most appropriate product in the market to suit your individual needs and understanding your reasons for remortgaging will help us consider your options.
-Need to consolidate your debts / have just one loan?
-Like to raise cash from the equity in your home for home improvements or purchase another property?
-Want to lower your monthly repayments?
With increasing competition between lenders, let us shop around to find the most appropriate deal for you, to make the process as smooth and easy as possible for you. You may have to pay an early repayment charge to your existing lender if you remortgage within a fixed rate period.
We may charge a typical fee of up to 2% of the amount of the loan for arranging a mortgage. e.g. A loan of £100,000 would be likely to incur a fee of up to £2000. We will also be paid a commission by the lender
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